The Classic Mystery Collection - Arthur Conan Doyle [5756]
"And what says M. Godin?" asked Maitland.
Mr. Osborne burst into a loud guffaw.
"Oho, but that's good! What says M. Godin? I say, Allen, Maitland wants to know what 'Frenchy' says," and the pair laughed boisterously. "It's plain enough you don't know," he continued, addressing Maitland. "He's tighter 'n any champagne bottle you ever saw. The corkscrew ain't invented that'll draw a word out of M. Godin. You saw him making notes here last night. Well, the chances are that if this were a murder case, which it isn't, you'd see no more of M. Godin till he bobbed up some day, perhaps on the other side of the earth, with a pair of twisters on the culprit. He's a 'wiz,' is M. Godin. What does he think? He knows what he thinks, and he's the only individual on the planet that enjoys that distinction. I say, Allen, do you pump 'Frenchy' for the gentleman's enlightenment," and again the pair laughed long and heartily.
"Well, then," said Maitland, "since we can't have M. Godin's views we shall have to content ourselves with those of your more confiding selves. Let's hear all about the suicide theory."
"I think," said Osborne in an undertone, "you had better ask Miss Darrow to withdraw for a few moments, as there are some details likely to pain her." This suggestion was intended only for Maitland, but the officer, used to talking in the open air, spoke so loudly that we all overheard him. "I thank you for your consideration," Gwen said to him, "but I would much prefer to remain. There can be nothing connected with this matter which I cannot bear to hear, or should not know. Pray proceed."
Osborne, anxious to narrate his triumph, needed no further urging. "We felt sure," he began, "that it was a case of suicide, but were perplexed to know why Mr. Darrow should wish to make it appear a murder. Of course, we thought he might wish to spare his daughter the shame such an act would visit upon her, but when this was exchanged for the horrible notoriety of murder, the motive didn't seem quite sufficient, so we looked for a stronger one--and found it." "Ah! you are getting interesting," Maitland observed.
Osborne cast a furtive glance at Gwen, and then continued: "We learned on inquiry that certain recent investments of Mr. Darrow's had turned out badly. In addition to this he had been dealing somewhat extensively in certain electric and sugar stocks, and when the recent financial crash came, he found himself unable to cover his margins, and was so swept clean of everything. Nor is this all; he had lost a considerable sum of money in yet another way--just how my informant would not disclose--and all of these losses combined made his speedy failure inevitable. Under such conditions many another man has committed suicide, unable to face financial ruin. But this man had a daughter to consider, and, as I have already said, he would wish to spare her the disgrace which the taking of his own life would visit upon her, and, more than all, would desire that she should not be left penniless. The creditors would make away with his estate, and his daughter be left a beggar. We could see but one way of his preventing this, and that was to insure his life in his daughter's favour. We instituted inquiries at the insurance offices, and found that less than a month ago he had taken out policies in various companies aggregating nearly fifty thousand dollars, whereas, up to that time, he had been carrying only two thousand dollars insurance. Why this sudden and tremendous increase? Clearly to provide for his daughter after his act should have deprived her of his own watchful care. And now we can plainly see why he wished his suicide to pass for murder. He had been insured but a month, and immediate ruin stared him in the face. His death must be consummated at once, and yet, by our law, a man who takes his life before the payment of his second