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The Daring Book for Girls - Andrea J. Buchanan [115]

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for each “knee, knee, knee”]

3. Three sailors went to land, land, land to see what they could land, land, land…etc.

[put your arms one on top of the other out in front of you for each “land, land, land”]

4. Three sailors went to DIZ-KNEE-LAND To see what they could DIZ-KNEE-LAND But all that they could DIZ-KNEE-LAND Was the bottom of the deep blue DIZ-KNEE-LAND

[perform all three signs for each “DIZ-KNEE-LAND”]


MISS MARY MACK

(This rhyme uses the “Cross-Arms” pattern.)

Miss Mary Mack, Mack, Mack All dressed in black, black, black With silver buttons, buttons, buttons All down her back, back, back She asked her mother, mother, mother For fifty cents, cents, cents To see the elephant, elephant, elephant Jump over the fence, fence, fence He jumped so high, high, high He reached the sky, sky, sky And he never came back, back, back Till the 4th of July, ly, ly.

(Alternate ending: girls point and shout “You lie!” after the last line about July.)


MISS SUSIE HAD A STEAMBOAT

(this rhyme uses the “Up-Down” pattern)

Miss Susie had a steamboat, the steamboat had a bell Miss Susie went to heaven, the steamboat went to—HELLO, operator, please give me number nine and if you disconnect me, I’ll kick you from—BEHIND the ’frigerator there was a piece of glass, Miss Susie fell upon it and broke her little—ASK me no more questions, I’ll tell you no more lies, Miss Susie’s in the kitchen, Making her mud pies.


SAY, SAY, OH PLAYMATE

(This rhyme uses the “Back-Front Double Clap,” with a small “intro” and a small “ending.” Intro: on the words “say, say, oh” you grab hands and swing them toward each other for the first “say,” back out for the next “say,” and then clap your hands together on “oh,” then begin the Back-Front pattern. Ending: at the words “forever more,” on the first and second “more”s you clap hands with your partner then clap hands yourself, then on the words “shut the door!” you clap hands with your partner three times.)

Say, say, oh playmate, Come out and play with me And bring your dollies three, Climb up my apple tree. Slide down my rainbow, Into my cellar door, And we’ll be jolly friends Forever more, more, shut the door!

(sometimes this verse is followed with:

I’m sorry playmate, I can not play with you. My dolly has the flu, Boo-hoo hoo hoo hoo hoo. Ain’t got no rainbow, Ain’t got no cellar door, But we’ll still be jolly friends Forever more more, ever more!)

Finance: Interest, Stocks, and Bonds

WE’VE ALL HEARD THE SAYINGS: “Time is money” and “Put your money where your mouth is.” Despite its reputation as being “the root of all evil,” money is, most basically, anything that is used as a means of payment. Today we use paper, coins, and plastic cards; in the past, people used rocks, tobacco leaves, cigarettes, and gold and silver. Money buys us everything from food to fun, and it’s important to think about money now because pretty soon you’ll be in charge of your own money, and the more you understand about it, the more you will be able to make good use of it. Part of learning about money includes knowing where to put your savings, which is the money you keep instead of spending. The value of your savings increases differently, depending on what you do with it.


INTEREST

When you put money in a bank account, you are actually lending your money to the bank. For the privilege of doing this, the bank pays you a tiny bit each year to “rent” your money. This is called interest. You can take your money out of the bank if you need to, but while it’s in there, the bank pays you interest—usually a set percent of every dollar that you keep in your account, called an interest rate. So if the annual interest rate is 5% and you put $100 in your bank account, at the end of one year you’ll have $105.


COMPOUNDING

Thanks to something called compounding, your money can turn into even more money. If you keep that $105 in the bank for another year, now you’re earning 5% interest on $105. So in other words, after two years, the $100 you started with will turn into $110.25. And all you had to do was not spend it. If

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