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how they will use the money, and indicate their preferred interest rate. Lenders then bid on the loans in multiples of 500 euros. The company charges the borrower a fee totaling 1 percent of the loan amount.

BigCarrot: Facilitates social lending. Individuals loan money to businesses in Britain.

http://www.bigcarrot.com

Business Partnerships Canada Trade Exchange: Connects small business owners with entrepreneurs interested in bartering and joint ventures.

http://www.businesspartnerships.dobarter.com

Community Connect Trade Association: Association of business owners and professionals who trade their products and services for things they need.

http://www.communityconnecttrade.com

Expensure: Simplifies the complexity of sharing bills and expenses with other people.

http://expensure.com

GrupoBarter: Facilitates barter in South America.

http://www.grupobarter.com

Kisskissbankbank: Tool that helps artists and production companies fund their projects.

http://www.kisskissbankbank.com

Lending Club: Social lending network that unites investors and borrowers to provide personal loans.

http://www.lendingclub.com

Outvesting: Members commit money to businesses and expect nothing in return.

http://www.outvesting.org

People Capital: Allows students to lend and borrow based on their academic merit.

http://www.people2capital.com

Pro Mujer: Women’s development and microfinance organization.

https://promujer.org

Rabobank Group: Financial cooperative based in the Netherlands.

http://www.fundinguniverse.com/company-histories/

Rabobank-Group-Company-History.html

SecondMarket: Marketplace and auction platform for illiquid assets.

http://www.secondmarket.com

smava: Online p2p lending marketplace based in Germany.

http://www.smava.de

SuperRewards: Enables social publishers to turn virtual economies into real revenue.

http://www.srpoints.com

The Receivables Exchange: Allows businesses to sell receivables to institutional investors in exchange for working capital.

http://www.receivablesxchange.com

Tip Jar: Collection of money-saving tips submitted and ranked by the Web community.

http://www.google.com/moderator/#16/e=b6a

Zopa: Marketplace for social lending. People lend and borrow money with each other while sidestepping banks.

http://us.zopa.com

FOOD, WINE, AND BEER

Food-, wine-, and beer-centered Mesh businesses give consumers access to unique, community-oriented food products and services. Member-owned cooperative food stores offer discounts on natural food to members who work in exchange for membership benefits. Through outreach and events, food co-ops offer additional resources including education about nutrition, food safety, health, and community issues. Other Mesh companies in this category help customers blend, label, and sell custom-made wine, form cooking clubs, and connect with other food enthusiasts.

Can one meal help rebuild a nation’s communities? It can. One Sunday in July 2009, nearly 1 million Brits shared lunch on their lawns and in their streets. Appropriately dubbed The Big Lunch, the event was an opportunity for neighborhood residents to break bread and share stories in an effort to begin rebuilding Britain’s communities. It was a hit. Now, what was once just a big idea has turned into an annual event: more lunching is in the works.

Bake Club: Provides directions for creating a cooking club and tools to manage it.

http://www.bakeclub.co.uk

Belize Fishermen Cooperative Association: Fosters cooperation among member cooperatives.

http://www.bfca.bz

BoozeMonkey: Social network for lovers of Australian and New Zealand wine.

http://www.boozemonkey.com

Local Dirt: Helps consumers buy, sell, and find local food.

http://www.localdirt.com

Outstanding in the Field: Celebrates food at the source.

http://www.outstandinginthefield.com

Produttori del Barbaresco: Blends and markets wine from grapes produced by member-family