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Twemlow hesitates. He is shorter than the lady as well as weaker, and, as she stands above him with her hardened manner and her well-used eyes, he finds himself at such a disadvantage that he would like to be of the opposite sex.

'May I ask where it happened, Mr Twemlow? In strict confidence?'

'I must confess,' says the mild little gentleman, coming to his answer by degrees, 'that I felt some compunctions when Mr Fledgeby mentioned it. I must admit that I could not regard myself in an agreeable light. More particularly, as Mr Fledgeby did, with great civility, which I could not feel that I deserved from him, render me the same service that you had entreated him to render you.

It is a part of the true nobility of the poor gentleman's soul to say this last sentence. 'Otherwise,' he has reflected, 'I shall assume the superior position of having no difficulties of my own, while I know of hers. Which would be mean, very mean.

'Was Mr Fledgeby's advocacy as effectual in your case as in ours?' Mrs Lammle demands.

'As ineffectual.'

'Can you make up your mind to tell me where you saw Mr Fledgeby, Mr Twemlow?'

'I beg your pardon. I fully intended to have done so. The reservation was not intentional. I encountered Mr Fledgeby, quite by accident, on the spot.--By the expression, on the spot, I mean at Mr Riah's in Saint Mary Axe.'

'Have you the misfortune to be in Mr Riah's hands then?'

'Unfortunately, madam,' returns Twemlow, 'the one money obligation to which I stand committed, the one debt of my life (but it is a just debt; pray observe that I don't dispute it), has fallen into Mr Riah's hands.'

'Mr Twemlow,' says Mrs Lammle, fixing his eyes with hers: which he would prevent her doing if he could, but he can't; 'it has fallen into Mr Fledgeby's hands. Mr Riah is his mask. It has fallen into Mr Fledgeby's hands. Let me tell you that, for your guidance. The information may be of use to you, if only to prevent your credulity, in judging another man's truthfulness by your own, from being imposed upon.'

'Impossible!' cries Twemlow, standing aghast. 'How do you know it?'

'I scarcely know how I know it. The whole train of circumstances seemed to take fire at once, and show it to me.'

'Oh! Then you have no proof.'

'It is very strange,' says Mrs Lammle, coldly and boldly, and with some disdain, 'how like men are to one another in some things, though their characters are as different as can be! No two men can have less affinity between them, one would say, than Mr Twemlow and my husband. Yet my husband replies to me "You have no proof," and Mr Twemlow replies to me with the very same words!'

'But why, madam?' Twemlow ventures gently to argue. 'Consider why the very same words? Because they state the fact. Because you HAVE no proof.'

'Men are very wise in their way,' quoth Mrs Lammle, glancing haughtily at the Snigsworth portrait, and shaking out her dress before departing; 'but they have wisdom to learn. My husband, who is not over-confiding, ingenuous, or inexperienced, sees this plain thing no more than Mr Twemlow does--because there is no proof! Yet I believe five women out of six, in my place, would see it as clearly as I do. However, I will never rest (if only in remembrance of Mr Fledgeby's having kissed my hand) until my husband does see it. And you will do well for yourself to see it from this time forth, Mr Twemlow, though I CAN give you no proof.'

As she moves towards the door, Mr Twemlow, attending on her, expresses his soothing hope that the condition of Mr Lammle's affairs is not irretrievable.

'I don't know,' Mrs Lammle answers, stopping, and sketching out the pattern of the paper on the wall with the point of her parasol; 'it depends. There may be an opening for him dawning now, or there may be none. We shall soon find out. If none, we are bankrupt here, and must go abroad, I suppose.'

Mr Twemlow, in his good-natured desire to make the best of it, remarks that there are pleasant lives abroad.

'Yes,' returns