Your Money_ The Missing Manual - J. D. Roth [159]
To find Enough, you've got to set goals and look inside to find your core values. It can take months or years to get clear on what makes life meaningful for you, but once you've done this, you can make choices that reflect your priorities.
After all, that's why you're doing this. You're not building wealth so you can bathe in buckets of gold; you're doing it so you don't have to worry about money, so you can pursue your passions and spend time with your family and friends.
Remember: True wealth isn't about money—it's about relationships, good health, and ongoing self-improvement. True wealth is about happiness. Ultimately, it's more important to be happy than to be rich.
Index
Symbols
15-year mortgages, Picking a Mortgage
30-day purchase rule, Where to Find Help
30-year fixed-rate mortgages, Picking a Mortgage
401(k) plans, Other moves, Funding Your Future with a 401(k), Advantages of 401(k)s, Disadvantages of 401(k)s, Learning to Love Roth IRAs
403(b) plans, Funding Your Future with a 401(k)
43 Things website, Web-Based Tools
60% Solution budget, Simple Budget Frameworks
A
A List Apart website, Resources for Entrepreneurs
accelerated mortgage payments, Strategies for prepaying your mortgage
accidents, Car Insurance
account mixes (credit scores), The Anatomy of a Credit Score
accountability partners, Accountability Partners
accountants, Hire a pro
accounts
CDs, Protecting Yourself with Parallel CDs
checking and savings, Checking accounts, Savings accounts, Certificates of Deposit, Avoiding Overdraft Fees
choosing best, Choosing Accounts
credit card, Disputing Charges, Your Credit Report, How and When to Cancel a Card, Your Credit Report
fees, Keeping Your Accounts Optimized, Getting Fees Waived
insured, Credit unions
interest rates, Finding the Best Rates
moving to new banks, Switching Banks
retirement, A Brief Guide to Retirement Accounts, Early Retirement and Other Dreams, Funding Your Future with a 401(k), Advantages of 401(k)s, Disadvantages of 401(k)s, Learning to Love Roth IRAs, Roth IRA rules and requirements, How to open a Roth IRA account, Extreme Retirement Saving, Early Retirement and Other Dreams
reviewing with partners, Love and Money
actively-managed funds, Mutual Funds, Being on Your Best Behavior
activity-oriented goals, Setting SMART Goals
addictions, Curbing Compulsive Spending
adjustable-rate mortgages, Picking a Mortgage
adjusted balances (credit cards), Choosing a Card
adjusted gross income (AGI), How Income Tax Works
adjustments to taxes, How Income Tax Works
advance medical directives, A Brief Overview of Estate Planning
advertising, Old-School Tools, The Tyranny of Stuff, Blogging
age groups, Lifecycle funds
Airfare Watchdog, Travel Tools
allowances, Raising money-smart kids, Allowances
Amazon Marketplace, Selling on eBay
Analyzenow.com, Retirement Calculators
annual budgets, Think Yearly
annual fees and expenses, Choosing a Card, Keep Costs Low
annual percentage rate (APR), Picking a Mortgage
AnnualCreditReport.com, Getting a Free Credit Report
appliances, Counting the Dollars, General Insurance Tips
Aslett, The Tyranny of Stuff
asset allocation, Stocks and Bonds, Know Your Goals, Lifecycle funds, Conduct an annual review
athletes, How Much Is Enough?
ATMs, Choosing Accounts, Finding Deals on Vacation and Travel
audits, Other moves
Autobytel.com, Research prices
automatic payments, Switching Banks
automating savings behavior, Setting SMART Goals
available credit, How and When to Cancel a Card, The Anatomy of a Credit Score
average daily balances, Choosing a Card
B
back-end DTI ratios, How Much House Can You Afford?
back-loaded mutual funds, Keep Costs Low
bad credit scores, Your Credit Score
balanced lifestyles, Seek balance
balances
buffering bank accounts, Avoiding Overdraft Fees
credit cards, Stop Accumulating Debt, Credit Cards, Why Use a Credit Card?
methods of computing, Choosing a Card
paying off credit cards, How and When to Cancel